When you become a member of the credit union a savings account is opened in your name. An initial deposit of $5 is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
  • Withdrawals may be made at any of our branch locations, online via AMFCU@HOME, or over the phone using ART. Members may make up to three savings withdrawals per quarter free of charge. Excess withdrawal fees can be waived, view account limitations for details.  If you have a debit card issued for your checking account you may also withdraw money from your savings at any ATM (standard fees may apply).
  • Quarterly statements by mail.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at Augusta Metro FCU, contact us.

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