 |
| Share/Share
Draft Rates |
|
Annual Percentage Yield is accurate as of April 01, 2011.
Rates and other terms may change at any time without prior
notice. A penalty is imposed for early withdrawal. Fees
could reduce earnings on the account. |
| Account
Type |
Minimun
Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage
Yield |
| Dividends
will be compounded quarterly and will be credited quarterly.
Average Daily Balance. |
| Regular
Savings, Trust Account, and Custodian Account |
| |
$100.00
- $2,000.00 |
| |
$2,000.01
- $5,000.00 |
| |
$5,000.01
- $10,000.00 |
| |
$10,000.01
- $40,000.00 |
| |
$40,000.01
+ |
|
| $5.00 |
| $5.00 |
| $5.00 |
| $5.00 |
| $5.00 |
|
| $100.00 |
| $100.00 |
| $100.00 |
| $100.00 |
| $100.00 |
|
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
|
| 0.05% |
| 0.10% |
|
0.15% |
|
0.25% |
|
0.35% |
|
| 0.05% |
| 0.10% |
|
0.15% |
|
0.25% |
|
0.35% |
|
| Club
Account |
| |
$100.00
- $2,000.00 |
| |
$2,000.01
- $5,000.00 |
| |
$5,000.01
- $10,000.00 |
| |
$10,000.01
- $40,000.00 |
| |
$40,000.01
+ |
|
|
| $100.00 |
| $100.00 |
| $100.00 |
| $100.00 |
| $100.00 |
|
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
|
| 0.05% |
| 0.10% |
|
0.15% |
|
0.25% |
|
0.35% |
|
| 0.05% |
| 0.10% |
|
0.15% |
|
0.25% |
|
0.35% |
|
| Thrifty
Club Account |
| |
$100.00 - $2,000.00 |
| |
$2,000.01 - $5,000.00 |
| |
$5,000.01 - $10,000.00 |
| |
$10,000.01 - $40,000.00 |
| |
$40,000.01 + |
|
|
|
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
| Withdrawal* |
|
| 0.05% |
| 0.10% |
|
0.15% |
|
0.25% |
|
0.35% |
|
| 0.05% |
| 0.10% |
|
0.15% |
|
0.25% |
|
0.35% |
|
| Checking
Account |
| |
$0.00 - $499.99 |
| |
$500.00
- $2,499.99 |
| |
$2,500.00
- $9,999.99 |
| |
$10,000.00
- $24,999.99 |
| |
$25,000.00
- $49,999.99 |
| |
$50,000.00
- $99,999.99 |
| |
$100,000.00
- UP |
|
$25.00 |
$25.00 |
| $25.00 |
| $25.00 |
| $25.00 |
| $25.00 |
| $25.00 |
|
$500.00 |
$500.00 |
| $500.00 |
| $500.00 |
| $500.00 |
| $500.00 |
| $500.00 |
|
--- |
--- |
--- |
--- |
--- |
--- |
--- |
|
N/A |
| 0.00% |
| 0.00% |
| 0.00% |
|
0.00% |
| 0.00% |
|
0.00% |
|
N/A |
| 0.00% |
| 0.00% |
| 0.00% |
|
0.00% |
| 0.00% |
|
0.00% |
|
| Business
Checking Account |
| |
less
than $499.99 |
| |
$500.00
- $2,500.00 |
| |
$2,500.01
- $10,000.00 |
| |
$10,000.01
+ |
|
$25.00 |
$25.00 |
| $25.00 |
| $25.00 |
|
|
|
|
|
| |
| Annual
Percentage Yield is accurate as of September 16, 2010.
Rates and other terms may change at any time without prior
notice. A penalty is imposed for early withdrawal. Fees
could reduce earnings on the account. |
| Dividends
will be compounded monthly and will be credited monthly.
Average Daily Balance. |
| Investor's
Choice Account |
| |
less
than $2,500.00 |
| |
$2,500.00
- $9,999.99 |
| |
$10,000.00
- $24,999.99 |
| |
$25,000.00
- $49,999.99 |
| |
$50,000.00
- $99,999.99 |
| |
$100,000.00
- $199,999.99 |
| |
$200,000.00 & UP |
|
$2,500.00 |
$2,500.00 |
| $2,500.00 |
| $2,500.00 |
| $2,500.00 |
| $2,500.00 |
| $2,500.00 |
|
$1,500.00 |
$1,500.00 |
| $1,500.00 |
| $1,500.00 |
| $1,500.00 |
| $1,500.00 |
| $1,500.00 |
|
Withdrawal* |
Withdrawal* |
Withdrawal* |
Withdrawal* |
Withdrawal* |
Withdrawal* |
Withdrawal* |
|
0.05% |
|
0.25% |
| 0.40% |
|
0.60% |
|
0.70% |
|
0.85% |
|
0.85% |
|
0.05% |
|
0.25% |
| 0.40% |
|
0.60% |
|
0.70% |
|
0.85% |
|
0.85% |
|
| Dividends
will be compounded quarterly and will be credited quarterly.
Average Daily Balance. |
| IRA
and SEP Accounts |
| |
$100.00
- $2,000.00 |
| |
$2,000.01
- $5,000.00 |
| |
$5,000.01
- $10,000.00 |
| |
$10,000.01
- $40,000.00 |
| |
$40,000.01
+ |
|
$25.00 |
$25.00 |
| $25.00 |
| $25.00 |
| $25.00 |
|
$100.00 |
$100.00 |
| $100.00 |
| $100.00 |
| $100.00 |
|
|
0.15% |
| 0.30% |
| 0.40%
|
| 0.65%
|
| 0.75%
|
|
0.15% |
| 0.30% |
| 0.40%
|
| 0.65%
|
| 0.75%
|
|
|
*
For additional information regarding the above accounts,
please refer to the Truth-In-Savings. |
|
Regular & IRA Certificates |
|
Annual Percentage Yield is accurate as of August 01, 2011. Rates
and other terms may change at any time without prior
notice. After your certificate is opened, the dividend
rate is fixed for the term of the account. A penalty
is imposed for early withdrawal. Fees could reduce earnings
on the account.
| *
APR - Annual Percentage Rate |
*
APY - Annual Percentage Yield |
For
additional rates and terms contact a Member Service
Representative at one of our locations. |
| Regular
Certificates - Dividends do not compound and will be credited
at maturity. |
|
|
*APR
|
*APY |
| 90
Day |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
|
6 Month |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 12
Month |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| Regular
Certificates - Dividends will be compounded quarterly
and will be credited quarterly. |
|
|
*APR
|
*APY |
| 12
Month |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 24
Month |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 36
Month |
$500.00
To $999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 48
Month |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 60
Month |
$500.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| Regular,
Roth and Education IRA - Dividends will be compounded
quarterly and will be credited quarterly. |
|
|
*APR
|
*APY |
| 12
Month |
$1,000.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 24
Month |
$1,000.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 36
Month |
$1,000.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 48
Month |
$1,000.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| 60
Month |
$1,000.00
To $4,999.99 |
$5,000.00
To $19,999.99 |
| $20,000.00
& UP |
|
|
|
| *
For additional information regarding the above accounts,
please refer to the Truth-In-Savings. |
|
|
|
