Share/Share Draft Rates
Annual Percentage Yield is accurate as of March 24, 2008. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type Minimun Opening
Deposit		 Minimum Balance
to Earn APY		 Limitations* Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Savings, Trust Account, and Custodian Account
  $100.00 - $2,000.00
  $2,000.01 - $5,000.00
  $5,000.01 - $10,000.00
  $10,000.01 - $40,000.00
  $40,000.01 +
$25.00
$25.00
$25.00
$25.00
$25.00
$100.00
$100.00
$100.00
$100.00
$100.00
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
0.25%
0.50%
0.60%
0.75%
1.00%
0.25%
0.50%
0.60%
0.75%
1.00%
Club Account
  $100.00 - $2,000.00
  $2,000.01 - $5,000.00
  $5,000.01 - $10,000.00
  $10,000.01 - $40,000.00
  $40,000.01 +
---
---
---
---
---
$100.00
$100.00
$100.00
$100.00
$100.00
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
0.25%
0.50%
0.60%
0.75%
1.00%
0.25%
0.50%
0.60%
0.75%
1.00%
Thrifty Club Account
  $100.00 - $2,000.00
  $2,000.01 - $5,000.00
  $5,000.01 - $10,000.00
  $10,000.01 - $40,000.00
  $40,000.01 +
$.01
$.01
$.01
$.01
$.01
$.01
$.01
$.01
$.01
$.01
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
0.25%
0.50%
0.60%
0.75%
1.00%
0.25%
0.50%
0.60%
0.75%
1.00%
Checking Account
  $0.00 - $499.99
  $500.00 - $2,499.99
  $2,500.00 - $9,999.99
  $10,000.00 - $24,999.99
  $25,000.00 - $49,999.99
  $50,000.00 - $99,999.99
  $100,000.00 - UP
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
---
---
---
---
---
---
---
N/A
0.10%
0.25%
0.50%
0.75%
1.00%
1.49%
N/A
0.10%
0.25%
0.50%
0.75%
1.00%
1.50%
Business Checking Account
  less than $499.99
  $500.00 - $2,500.00
  $2,500.01 - $10,000.00
  $10,000.01 +
$25.00
$25.00
$25.00
$25.00
---
---
---
---
---
---
---
---
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Dividends will be compounded monthly and will be credited monthly. Average Daily Balance.
Investor's Choice Account
  less than $2,500.00
  $2,500.00 - $9,999.99
  $10,000.00 - $24,999.99
  $25,000.00 - $49,999.99
  $50,000.00 - $99,999.99
  $100,000.00 - $199,999.99
  $200,000.00 & UP
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$1,500.00
$1,500.00
$1,500.00
$1,500.00
$1,500.00
$1,500.00
$1,500.00
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
Withdrawal*
0.25%
1.49%
2.13%
2.33%
2.47%
2.96%
3.45%
0.25%
1.50%
2.15%
2.35%
2.50%
3.00%
3.50%
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
IRA and SEP Accounts
  $100.00 - $2,000.00
  $2,000.01 - $5,000.00
  $5,000.01 - $10,000.00
  $10,000.01 - $40,000.00
  $40,000.01 +
$25.00
$25.00
$25.00
$25.00
$25.00
$100.00
$100.00
$100.00
$100.00
$100.00
---
---
---
---
---
0.50%
0.75%
1.00%
1.25%
1.50%
0.50%
0.75%
1.00%
1.26%
1.51%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


Regular & IRA Certificates

Annual Percentage Yield is accurate as of June 13, 2008. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term of the account. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

* APR - Annual Percentage Rate * APY - Annual Percentage Yield

For additional rates and terms contact a Member Service Representative at one of our locations.

Regular Certificates - Dividends do not compound and will be credited at maturity.
  *APR
 *APY
90 Day
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
2.73%
2.73%
2.73%
2.73%
2.73%
2.73%
6 Month
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.22%
3.22%
3.22%
3.22%
3.22%
3.22%
12 Month
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.21%
3.21%
3.21%
3.21%
3.21%
3.21%
Regular Certificates - Dividends will be compounded quarterly and will be credited quarterly.
  *APR
 *APY
12 Month
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.21%
3.21%
3.21%
3.25%
3.25%
3.25%
24 Month
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.45%
3.45%
3.45%
3.50%
3.50%
3.50%
36 Month
$500.00 To $999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.45%
3.45%
3.45%
3.50%
3.50%
3.50%
48 Month
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.70%
3.70%
3.70%
3.75%
3.75%
3.75%
60 Month
$500.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.94%

3.94%
3.94%
4.00%
4.00%
4.00%
Regular, Roth and Education IRA - Dividends will be compounded quarterly and will be credited quarterly.
  *APR
 *APY
12 Month
$1,000.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.21%
3.21%
3.21%
3.25%
3.25%
3.25%
24 Month
$1,000.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.45%
3.45%
3.45%
3.50%
3.50%
3.50%
36 Month
$1,000.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.45%
3.45%
3.45%
3.50%
3.50%
3.50%
48 Month
$1,000.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.70%
3.70%
3.70%
3.75%
3.75%
3.75%
60 Month
$1,000.00 To $4,999.99
$5,000.00 To $19,999.99
$20,000.00 & UP
3.94%

3.94%
3.94%
4.00%
4.00%
4.00%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
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georgia credit unions
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