JANUARY 2006
YOU'LL LIKE US BETTER!

Annual Meeting 2006
DATE: Thursday, March 16, 2006
TIME: 6:00 PM.
PLACE: Julian Smith Casino

It’s annual meeting time! All members are invited to join us at this years’ annual meeting on Thursday, March 16th. The great thing about being a member of the credit union is that you can attend the meeting to let your voice be heard about the direction of your credit union. There will be food, prizes, and voting for 2 open seats on the Board of Directors.

All members eligible to vote will receive separate notice from the Board Secretary detailing voting procedures, absentee ballot requests, and all other points of interest. Information regarding the meeting will also be posted soon in all branches and online at our website.

The annual meeting is sure to be fun for everyone.
We look forward to seeing you there!

Paying for College?
Look at this!

If you are in the process of studying those upcoming college expenses, we’ve got great news for you! This year the credit union will launch a new student loan program – FFEL! From Subsidized Stafford Loans to others, your credit union will help you with a loan for college. Stay tuned for more details!

Second Mortgage Promotion

Do you currently have an Adjustable Rate (ARM) second mortgage or HELOC? With interest rates on the rise, now is a great time to convert that loan to a fixed rate!

For a limited time, enjoy the following:
NO CLOSING COST
Minimum $10,000 Advance
Financing up to 90% of Appraised
Value of Your Home

Competitive Rates

The interest rate is based on credit worthiness and amount financed. This promotion ends March 31, 2006. Come in and
refinance today!

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